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You may not own the place where you live, but you still need insurance protection. Our renters insurance is for anyone who rents a home, be it a house or an apartment.
Credit Rate.net renters insurance is a special type of homeowners insurance just for people who rent. Usually, when people think about renters insurance, they think about things like replacing a stolen TV or computer. But if there’s a fire that destroys your entire building, you could lose everything.
With renters insurance, your personal computers, stereos, cameras, televisions and personal belongings can be insured against a wide variety of perils, including:

• Forced-entry theft
• Fire
• Smoke
• Vandalism
• Windstorm
• Lightning
• Earthquake

What if an accident happens? You could be held liable for injuries or damage to others’ property. Make sure you're protected with the right renters insurance. Renters insurance can help protect you in case of a liability lawsuit against you.
Coverage can include:

• Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
• Protection against claims you're legally obligated to pay - injury, sickness, disease and death of others
• Payment of the cost of defending claims against you
• Medical expenses of others
• Accidental death benefits